Buying a Home in Houston Makes Smart Financial Sense

Posted by Surge Homes on Jun 10, 2016 8:30:00 AM in Real Estate Market, Homebuyer Tips

To rent, or not to rent – that is the question. A question debated for years by everyone from parents to real estate experts. Should you rent or buy a home? The answer depends largely on where it is you want to live. After all, the decision to lease or purchase is highly contingent upon the home’s ...

Condo Insurance 101: What Every Property Investor Needs to Know

Posted by Surge Homes on Apr 25, 2016 5:22:32 PM in Homebuyer Tips

Acquiring an investment is a significant financial decision and equally so is the protection of said investment. This very logic holds true for a real estate buy and hold investor who purchases a condominium. Insurance is a necessity; however, it’s important to keep in mind there are different ...

The Surge Homes Quality Assurance Program

Posted by Surge Homes on Dec 23, 2015 4:03:21 PM in Homebuyer Tips, Construction Quality

Your new home is a considerable investment and therefore it is important to not only consider the floor plan, location, design, etc. but also the specific warranty offered by the builder. Surge Homes has a comprehensive quality assurance process which could be used to learn more about what is ...

How to Pay less property Taxes: Benefit from the Homestead exemption

Posted by Surge Homes on Dec 16, 2015 1:53:00 PM in Homebuyer Tips

Do you know about the homestead property tax exemption? It is a government-approved exemption that empowers you to lower the property taxes on your home (including new condos, new townhomes, and new single-family homes offered by Surge Homes) by lowering the taxable value.

3 things to know when selecting Houston condo insurance

Posted by Surge Homes on Oct 28, 2015 4:23:10 PM in Homebuyer Tips

Before you officially hold the keys to your new home, the bank or lender will require documentation stating that you have purchased an insurance policy. So where do you start? Does a new condo policy differ from a homeowner’s policy? What’s covered by the community’s association?

5 Ways to Save for a Down Payment

Posted by Surge Homes on Jul 28, 2015 11:44:26 AM in Homebuyer Tips

The road to home ownership is exciting. There are new neighborhoods to explore and new homes to tour. With the cost to rent on the rise across the nation, coupled with low interest rates and friendly lenders, the time is right for many first-time buyers to own a new condo, new townhome, or new ...

Four Tips for Finding the Right Houston Home Insurance Policy

Posted by Surge Homes on Jul 7, 2015 2:38:15 PM in Homebuyer Tips

Purchasing a new home opens the door to exciting opportunities and experiences, but before you hold those keys, there are many pragmatic details to cover. At the top of the list is selecting the right home insurance for your new townhome, or new single-family home—a task that can seem daunting, if ...

Why You Should Invest in the Houston Housing Market

Posted by Surge Homes on Jun 29, 2015 9:48:37 AM in Real Estate Market, Homebuyer Tips

Houston is growing at a rapid pace. Reports show that the job market in Houston is still going strong due to its diverse economy (not solely relying on oil), and young urbanites are flocking here for the opportunities and affordability.

Mortgage options for Houston First-time homebuyers [Video]

Posted by Surge Homes on May 28, 2015 11:29:00 AM in Homebuyer Tips

In this short video from Surge Homes, mortgage expert Dominic Hernandez with HSI Mortgage Services explains the mortgage loan options for first-time homebuyers. From loans that require just 5 percent down to a range of fixed and ARM products, there is a loan for anyone interested in purchasing a ...

Mortgage options for Investors [Video]

Posted by Surge Homes on May 28, 2015 11:25:00 AM in Homebuyer Tips

Surge Homes Video In this short video from Surge Homes, mortgage expert Dominic Hernandez with HSI Mortgage Services discusses the mortgage loan options for Houston investors interested in purchasing an income-producing townhome, condominium, or single-family home from Surge Homes. Watch to learn ...

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